Business Checking

Basic Business Checking is popular among small businesses. It is designed for businesses with nominal checking activity. Monthly service charge of $15 can be avoided with a minimum daily balance of $2,500.

• 200 items (deposits credited, deposited items, paid items) no charge, then $.25 each additional item. No charge for ACH credits.
• Free OnLine AnyTime Internet Banking

Designed for businesses with high volume account activity.

• Monthly Service Charge $15*
• $.10 per deposited item charge
• $.15 per debit item charge
• No per deposit charge
• No charge for ACH credits
• No charge for FDIC insurance

*An Earnings Credit is used to offset some or all of the costs for services used during each statement period. Earnings Credit is calculated using prior month average 13 week Treasury Bill rate applied to the monthly average collected balance less reserve requirements.

Business Checking is designed to meet the needs of businesses with moderate checking activity.
Monthly service charge of $20 can be avoided with a minimum daily balance of $10,000.

• 500 items (deposits credited, deposited items, paid items) no charge, then $.25 each additional item. No charge for ACH credits.
• Free OnLine AnyTime Internet Banking

Sole proprietors, non-profit organizations and government entities can earn interest on their funds while enjoying check writing privileges all with one account.

Monthly service charge of $15 can be avoided with a minimum daily balance of $5,000.

• 200 items (deposits credited, deposited items, paid items) no charge, then $ .25 each additional item. No charge for ACH credits.
• Free OnLine AnyTime Internet Banking

Earn attractive interest rates on your cash assets and still retain quick, easy access to your funds by check or transfer. This account is a valuable companion to your Basic Business Checking account.

Monthly service charge of $10 can be avoided with a minimum daily balance of $2,500.

^*Important Notice

About Money Market and Savings Account transaction limitations.

Federal Regulation limits certain types of withdrawal and transfer transactions you can process from your savings or money market account to a maximum combined total of six (6) per month. Limited transactions include preauthorized or automatic transfers, telephone and online requests, by check, draft, debit card or similar order (including Point of Sale transactions). An ’Exceeded legal limit debit fee’ of $3 will apply for each transaction that exceeds the regulatory limit.

For higher balance relationships, earn attractive interest rates on your cash assets and still retain quick, easy access to your funds by check or transfer. This account is a valuable companion to your Commercial Checking account.

Monthly service charge of $10 can be avoided with a minimum daily balance of $10,000.

^*Important Notice

About Money Market and Savings Account transaction limitations.

Federal Regulation limits certain types of withdrawal and transfer transactions you can process from your savings or money market account to a maximum combined total of six (6) per month. Limited transactions include preauthorized or automatic transfers, telephone and online requests, by check, draft, debit card or similar order (including Point of Sale transactions). An ’Exceeded legal limit debit fee’ of $3 will apply for each transaction that exceeds the regulatory limit.

Business Savings is a good business practice.
Monthly service charge of $10 can be avoided with a minimum daily balance of $1,000.
Debits in excess of 6 per month are $1 each.

^*Important Notice

About Money Market and Savings Account transaction limitations.

Federal Regulation limits certain types of withdrawal and transfer transactions you can process from your savings or money market account to a maximum combined total of six (6) per month. Limited transactions include preauthorized or automatic transfers, telephone and online requests, by check, draft, debit card or similar order (including Point of Sale transactions). An additional ’Exceeded legal limit debit fee’ of $3 will apply for each transaction that exceeds the regulatory limit.

Let your excess funds or retirement dollars work for you in a Certificate of Deposit (CD). We offer a variety of CD terms from three (3) months to five (5) years with a minimum deposit of $1000. Interest is compounded daily. Penalties may apply for early withdrawal.