Cash Management

Enhance your OnLine AnyTime experience with the addition of cash management services. Some of the services include:

  • ACH origination services for direct deposit of payroll, pre-authorized payments, or tax payments.
  • Positive Pay will compare checks presented for payment against your issuance file; a great tool to circumvent fraud.
  • Create and transmit wire transfers online.

For more information call and speak with one of our banking professionals. Click here for the office nearest you.






“What do we mean by ‘Traditional Customer Service?’ we make it all about the customer.”  – John Ammons, Vice President, Executive Banking & Cash Management Officer

Remote Deposit Capture

Save time, transportation costs and human resources with Bank of The Islands’ Remote Deposit Capture service. Check deposits are electronically sent from your place of business and credited to your account the same day. The Remote Capture system retains images of the checks you deposit and creates a variety of reports to track deposits. Additional benefits include:

  • Faster check clearing
  • Deposits can be made from multiple business locations
  • Easy-to-use technology!

Some restrictions may apply.

Courier Services

Too busy to go to the bank? Save time, transportation costs and human resources with our Courier Service. Don’t waste time driving in bumper-to-bumper traffic. Offered exclusively for our Fort Myers, Sanibel and Captiva businesses. Making money is what you do best. Handling your money is what we do best.

Merchant Services

Bank of the Islands has partnered with Elavon to deliver the industry’s leading payment processing solutions. By combining our banking expertise with Elavon’s premier payment processing network, you can enjoy a one-stop solution for all of your banking and payment processing needs.

Choosing the right payments partner can be critical to your bottom line. If you have a payment processing need, Bank of the Islands and Elavon have the solution.

Elavon Makes Payments Easy Your customers can be anywhere. And no matter where they are they expect you to accept their payments easily and securely. That doesn’t need to be complicated or expensive. We have a variety of easy to use Merchant Service solutions available through Elavon-an industry leader for 25 years in payment acceptance.

No matter what type of business you own Elavon has a solution to fit your needs.

  • In-person, online and mobile payment solutions
  • Chip Card/EMV terminals and tablet Point of Sale systems
  • Solutions to help keep payments secure and adhere to PCI DSS standards
  • Loyalty and gift card programs to help market, grow and retain your business
  • Accept mobile wallets including Apple Pay™ and Android Pay™
  • Next Day Business Funding

 Customer Service and Customer Care

Elavon is there when you need them 24/7/365.

Dedicated Account Manager for each business customer

Convenient, Easily Accessible Reporting

Gain insights into sales trends and more as you monitor your account from any web browser through the online reporting tool.

Industry Specific Solutions

Because the payments landscape is changing faster than ever before, our solutions work in any customer environment. Elavon offers market solutions for a variety of industry types including:

  • Restaurant
  • Professional Services
  • Retail
  • Healthcare
  • Hospitality

Bill Pay

Make payments anytime, anywhere! Simplify your life with Bill Pay…an easy, safe way to make your payments. Avoid the hassle of writing checks. Guard against identify theft from lost or stolen checks and bills. Just choose the date of the payment and the amount to pay from your Bank of the Islands checking account. It’s a fast and easy way to make a payment!


  • Automated Clearing House (ACH) – ACH origination services for direct deposit of payroll, pre-authorized payments, or tax payments.