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Sherry Parmeley

Personal Checking Accounts

Bank of the Islands offers a variety of personal checking accounts to fit your unique needs. All of our checking accounts come with convenient features such as our FREE OnLine AnyTime Banking with Bill Pay, Pay a Person, Mobile Banking, debit card, and 24-hour Access Line.

CALL NOW – (239) 472-7211
Royal Islander Checking

If you are 62 years of age or better, you will receive ‘Royal Treatment’….. A wide range of banking services and privileges.

  • Free Royal Islander Style Checks   (Single copy only)
  • Free Cashier’s Checks & Money Orders (up to 3 per month)
  • Free Notary Service
  • Free OnLine AnyTime Banking with Bill Pay, including Pay a Person

No monthly service charge with a monthly recurring ACH direct deposit, a monthly recurring ACH debit or by maintaining a minimum daily balance of $1,000. Otherwise, the monthly service charge is just $8.

Earn interest on funds when maintaining a minimum daily balance of $500.

Minimum Deposit to open is only $50.

Free Checking

Free Checking offers you convenience without the costs.

  • No monthly service charge
  • No minimum balance requirement
  • Unlimited check writing
  • No ACH direct deposit or debit requirement
  • No charge for Electronic Statements or Electronic Notices

Enjoy free OnLine AnyTime Banking with Bill Pay, including Pay a Person.

Minimum Deposit to open is only $50.

Checking with Interest

This account is designed for our customers who prefer to maintain higher balances while enjoying unlimited check writing.

Earn interest on funds based on the daily balance.

The monthly service charge of $15 can be avoided by maintaining a minimum daily balance of $1,000 or $5,000 combined average deposit balance during the statement cycle.

Enjoy free OnLine AnyTime Internet Banking and Bill Pay, including Pay a Person.

Minimum Deposit to open is only $50.

Protect & Serve Checking

A personal checking account exclusively for members of law enforcement, fire and rescue agencies, and the military.

No monthly service charge with a monthly recurring ACH direct deposit, a monthly recurring ACH debit or by maintaining a minimum daily balance of $1,000.

Otherwise, the monthly service charge is just $8.

Enjoy free OnLine AnyTime Internet Banking and Bill Pay, including Pay a Person.

Minimum Deposit to open is only $50.

Savings/Money Market/Certificates of Deposit

We believe saving is a big part of your overall financial health. We offer savings accounts to encourage the youth of today to start saving for their future.

Statement Savings

A perfect account to place those “Rainy” day dollars to save for that “Rainy” day. The monthly service charge of $5 can be avoided by maintaining a minimum daily balance of $500. Minimum deposit to open is only $50.

 

 

Inventors Savings

One of our special young people of today may be our Thomas Edison of tomorrow. We welcome our young savers to bank their nickels and dimes in an account that has no minimum balance requirement and no monthly service charge. When the minor turns age 18, the account will graduate to the ‘Statement Savings’ account. Minimum deposit to open is only $10.

 

Investment Savings

Save more and earn higher rates. This tier based savings account is for the serious saver. The monthly service charge of $10 can be avoided by maintaining a minimum daily balance of $2,500. Minimum Deposit to open is only $50.

 

 

Money Market Account

Earn attractive interest rates on your cash assets and still retain quick, easy access to your funds by check or transfer. The monthly service charge of $10 can be avoided by maintaining a minimum daily balance of $2,500. Minimum deposit to open is only $50.

 

Certificates of Deposit

Let your excess funds or retirement dollars work for you in a Certificate of Deposit (CD). We offer a variety of CD terms and can tailor them to meet your specific needs. Penalties may apply for early withdrawal.

Individual Retirement Accounts

Planning a comfortable retirement or college for the kids requires a realistic plan and commitment. How well you live tomorrow is determined by how well you plan today. Take advantage of the tax benefits and let your money work for you.

Safe Deposit Box

Safe deposit boxes offer a safe and secure place to keep family documents and heirlooms. Those items may include passports, birth certificates, jewelry, stock certificates, and items you could not easily replace. Enjoy the comfort of knowing that your valuables are protected and safe with a fire and water resistant box.

Note: The contents of your safe deposit box are not insured against loss by Edison National Bank. For your protection, you may wish to contact your insurance agent about insuring the contents of your safe deposit box. In addition, FDIC insurance is not applicable to the contents in your safe deposit box.